Rest and relaxation aren’t the only things you get from vacation. If you aren’t careful, you could end up with a lot of debt. A recent survey by Learn Vest of vacation-going Americans found 74% went into debt to bankroll their getaway, spending $1,108 on average for a single trip. Of those surveyed, most spent about 10% of their annual income on one trip, and most of them did not budget for the trip in advance. 
 Saving money in jar for travel vacation with passport & camera

The good news is that vacations don’t have to be such an enormous expense. There are ways to rein in spending and still have the vacation of your dreams. Check out the following eight ways to do so:

1. Determine Your Budget

Before you can start planning your vacation, you have to come up with a budget. If you don’t want to use debt to fund the holiday, you’ll have to determine how much free money you have. To do that, add up all of your monthly bills and expenses. Whatever amount of money is left over is the amount you can spend on your vacation.

It won’t be an exact number but if you figure out how much you want to spend beforehand, planning it can save time and money. Prior planning also eliminates the need to rack up debt. It's harder to resist that five-star hotel if you’ve spent time researching the property.